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The Choice Between Fixed and Variable Rate Loans

In the realm of business finance, choosing between fixed and variable rate loans can significantly impact long-term financial stability. While variable rates fluctuate with market conditions, fixed interest rates offer predictability and security over an extended...

SBA 504 Rates are Below Prime

SBA 504 Interest Rates are often below the Prime Interest Rate.  The average Prime Rate (August 1955 – Present) is 9.80%.  Today’s Prime Rate is 8.25%.  Conversely, today’s 25-Year Fixed SBA 504 Interest Rate is 6.02%.  While this is higher than the...

7 Reasons Why SBA 504 Loans are Vital

We’re here to give you 7 reasons why SBA 504 loans are vital for small businesses during fluctuating market conditions.  The purpose of all SBA loan programs is to provide businesses like yours with access to funding under reasonable terms…but, did you...

Reasons to Think 504 As Rates Rise

  In this season of rising rates, it’s time to think 504.  The October 2022 rates for SBA 504 Loans are higher than they were last month, a trend consistent with recent federal interest rate hikes.  SBA 504 rates and the 10-Year Treasury have followed a...

August 504 Rates are Lowest Ever Recorded

With the August 2020 debenture pricing, we are seeing the lowest rates ever recorded for SBA 504 loans.  Small business owners looking to refinance, purchase equipment or build/buy/renovate commercial real estate will find the SBA 504 Loan’s 25-year and 20-year fixed...

July 504 Rates are at Historic Lows

With the July 2020 debenture pricing, we are seeing historic low rates for SBA 504 loans.  Small business owners looking to refinance, purchase equipment or build/buy/renovate commercial real estate will find the SBA 504 Loan’s 25-year and 20-year fixed interest rates...