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Do Your Business Plans Include Buying a building?|Purchasing equipment?|Refinancing?|Constructing a facility?|Renovating your property?

The 504 Loan Program offers below-market, fixed interest rates…with down payments as low as 10%
…and repayment terms of up to 25 years.

Sound too good to be true?  It’s not.  

25-YR FIXED RATE

6.09%

20-YR FIXED RATE

6.16%

10-YR FIXED RATE

6.46%

REFINANCE RATE

+0.025%

empowering economic growth

SBA 504 Loans

Why Do Thousands Of Businesses Choose the
SBA 504 Loan Program Each Year?

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90% Financing

Low down payment (10% in most cases) – preserves working capital
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Long-Term Fixed Rates

Low, fixed interest rate on 504…fixed for either 10-, 20-, or 25-years

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The 504 Includes Soft Costs

Includes soft costs such as furniture, fixtures and fees
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Payment Stability

No balloon payments or call provisions
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Finances Leasehold Improvements

Parking lots, landscaping, signage, etc.
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Provides up to $5.5 Million in Financing

Up to $5.5 million for SBA portion of loan, no limit on overall project size
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Allows You to Keep Your Lender

Keep your lender or allow us to match you with one of our lending partners

Nationwide, SBA 504 lending saw double-digit increases throughout 2020, primarily because the terms are unlike anything else in the market.

Growth Corp is Illinois' Largest SBA 504 Lender

expansion solutions

Purchase a Building

Construct a New Facility

Renovate Your Current Property

Purchase Heavy Machinery or Equipment

Refinance Commercial Mortgage Debt

In FY2022, more than 9,200 SBA 504 Loans were made to small businesses, totaling $9.2 billion.

How Does the 504 Loan Program Work?

50%

LOCAL BANK

A bank provides a first mortgage for
50% of the total project costs

 

40%

SBA 504 LOAN

 Growth Corp provides an SBA 504 Loan (as a second mortgage) for 40% of the total project costs

 

10%

BORROWER EQUITY

 The borrower provides a down payment of typically just 10% of the total project costs

 

SBA 504 Loans are offered in conjunction with banks...so you can keep your local relationship.

Estimate your monthly 504 loan payment.

Let’s keep in touch…join our email list…

Our mission is to advocate for small businesses.

We love our communities and believe small business is the foundation of their economic prosperity.  We will do all we can to support you and your business goals.  Start-ups to seasoned businesses and everything in between can benefit from working with Growth Corp.  Here’s why:

We Are An Industry Leader

We’re the #1 SBA 504 Lender in Chicago and Illinois.  Growth Corp also consistently ranks as one of the top ten SBA 504 Lenders nationwide.

In Business Since 1992

We’ve assisted thousands of businesses spanning various industries.  In fact, our portfolio is currently in excess of $675 million.

Trusted by the U.S. SBA

SBA recognized Growth Corp as an Accredited Lender after a thorough review of its policies, procedures and prior performance.
SBA 504 LOANS
How Will You Grow Your Business?

877-BEST 504

www.GrowthCorp.com

A Non-Profit Organization Focused Exclusively on Small Businesses
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By using this website, you understand that Growth Corp is good, but not perfect (although we do try!). Therefore, it is possible that you may find information on this site that is no longer accurate.  Links, images, downloads, pages and blog posts may inadvertently contain information that has been superseded over the years.  You also understand that we aren’t giving any legal, tax, or financial advice.  So, while we hope our site makes you love 504 Loans as much as we do, the content herein is for informational purposes only.